Adding an inground pool to your Indiana home is a big investment but also one that adds serious value and enjoyment to your outdoor space. Whether you're dreaming of summer pool parties or quiet nights by the water, understanding the cost of a full backyard build is a critical first step.

At Vive Exterior Design, we design and install complete outdoor living environments with fiberglass pools from Thursday Pools at the center. As a design build company, we handle every aspect in-house from design and demolition to permits, utilities, and final construction. The result is a seamless experience and a space built around how you live.

Average Cost for an Inground Pool in Indiana

An average inground pool in Indiana typically ranges from $100,000 to $120,000. This covers just the pool itself and a surrounding concrete patio.

That price generally includes:

• The fiberglass pool shell
• Labor for excavation, plumbing, and full installation
• Electrical setup and essential pool equipment
• Concrete patio and coping
• Grading and drainage solutions
• Standard finishes like steps, pool lighting, and other built-in features

These numbers reflect typical pricing in Indiana, though costs can vary depending on location, site conditions, and selected materials.

What Affects the Total Cost?

Several variables factor into the price of your inground pool and outdoor living space:

1. Pool Type: Liner, Fiberglass, or Gunite

One of the biggest pricing variables is the type of pool:

• Vinyl liner pools are generally the most affordable upfront, but require liner replacements every 7–10 years.
• Fiberglass pools, like the ones we install from Thursday Pools, offer long-term durability, faster installation, and lower maintenance costs.
• Gunite pools (also called concrete) are fully custom and often the most expensive, with longer build timelines and higher maintenance.

We recommend fiberglass for most homeowners because of its long-term value, beauty, and ease of upkeep.

2. Project Scope and Features

A pool is just the beginning. The features and finishes you add will greatly impact the overall budget. Common upgrades include:

• Outdoor kitchens or grill stations
• Pergolas, pavilions, or covered seating
• LED lighting systems
• Integrated spas or tanning ledges
• Smart pool automation
• Water features or fire bowls

3. Space and Property Access

The layout and accessibility of your yard can affect how much labor is involved. Tight spaces, challenging soil, or steep grades can all increase the complexity and cost of the installation.

4. Hardscaping and Landscaping

The space around your inground pool is just as important as the pool itself. Hardscaping refers to the non-living features like patios, walkways, seating walls, and outdoor structures that define how your space functions and feels. The materials you choose (concrete, pavers, natural stone) will impact both aesthetics and cost.

Landscaping adds the finishing touch. Grading, drainage, planting beds, turf installation, and low-voltage lighting all help soften the space and make it feel complete. These details not only enhance curb appeal but also make your outdoor area more usable and comfortable.

Our team designs hardscaping and landscaping to complement your pool while creating natural transitions between different areas of your yard. Because everything is handled in-house, the process is efficient and fully integrated.

5. Demolition or Site Prep

Before we start building your inground pool, the site needs to be cleared and prepared. This might involve removing an existing deck, fence, old pool, or uneven ground. If your property has tight access, poor drainage, or utilities that need to be rerouted, that can also affect labor and timeline.

We take care of all necessary demo and grading work at the beginning of the project, ensuring the site is safe, functional, and ready for construction. Our team manages permits, inspections, and any challenges that may come up during prep, so there are no surprises along the way.

Our Process and What’s Included

At Vive Exterior Design, we don’t just install pools, we build outdoor spaces that make sense for your home and lifestyle. As a one-stop-shop, we guide you through the entire process:

• Initial consultation and property assessment
• Custom 3D design with layout, materials, and budget options
• Permitting, demolition, and excavation
• Complete inground pool installation with utilities
• Patio, structure, lighting, and finish work
• Final walkthrough and maintenance education

Our base price typically includes details other contractors treat as upgrades. We believe in transparency, quality, and long-term value. It’s always a good idea to compare quotes carefully and we’re more than happy to walk through your existing quotes side by side to make sure you're truly comparing apples to apples.

Planning in Phases

Not every project needs to happen all at once. We start by creating a landscape masterplan that lays out the full vision for your backyard pool, patios, structures, planting, and more. From there, we’ll talk through what features matter most to you right now, and what can be phased in later as time or budget allows.

Our team will offer suggestions on how to break up the work in smart, efficient ways but you’re always in control. Whether you want to build the entire space at once or stretch it out over a few years, your plan will be designed with flexibility in mind so each phase feels intentional and complete.

Financing Options Available

Installing an inground pool is a major investment, and we’re here to help you make it happen in a way that fits your budget and timeline. Vive Exterior Design partners with both HSF Financial and Lyon Financial, two trusted financing providers that specialize in home improvement and pool loans.

HSF Financial offers fixed rates starting as low as 7.99%, with terms ranging from 1 to 20 years. There are no prepayment penalties, so you can pay off the loan on your terms without added fees.

Lyon Financial focuses specifically on swimming pool loans, offering low, fixed rates, terms of up to 30 years, and loan amounts up to $200,000. Their programs are designed to give you flexibility whether you're financing a full outdoor renovation or just getting started with your pool.

We’re happy to walk you through both options, answer questions, and help connect you with the lender that best fits your goals.

Why Homeowners Choose Vive Exterior Design

• We design and build custom outdoor spaces around how you use your yard.
• We only use high-quality materials and proven manufacturers like Thursday Pools.
• We include more in our base pricing than many competitors.
• Our team handles everything from start to finish, no subcontractor handoffs.
• We’re happy to review other quotes to help you make a confident, informed decision.

Want to explore the possibilities for your backyard? Schedule a design consultation with Vive Exterior Design and get a clear, detailed quote for your inground pool project in Indiana. We’ll help you create a space that works now and for years to come.